Coins as an investment - is it worth it?

Posted by Oliver Eckl on

Times of crisis impact investor behavior. Valuable coins are popular as investments. However, you should consider a few things before investing.

  • Coins as Investment do not yield any interest .
  • Her Investment is subject to trends and price fluctuations.
  • Keep your coins safe, costs money and is complex.

Interest rates are currently low. Therefore, many people who want to invest their money are looking for alternative investment options - especially in times of existential crises and economic uncertainty. Stocks currently seem too risky for many people and real estate is so expensive that not everyone can afford such an investment. Then coins often come into focus.

Basically: In contrast to your assets in the bank, you get money for your coins no interest. Sometimes trend-related events occur Price fluctuations - and storing coins safely, such as in a bank vault, costs additional money.

There are also a variety of different coins. Anyone who just buys at random or collects things “wildly” is in extremely bad advice. With a collection like this Return is almost impossible to generate.

Decide on certain metals, certain countries or individual series. And specialize then within this spectrum. The fundamental difference in coins is between Collector and investment coins.

  • Collectible coins appear on certain occasions in limited quantity. The rarer a coin is, the higher its value is Collectible value. They are often silver-plated or gold-plated Commemorative and special coins. At first glance they give the impression that they are made of solid gold or silver. Don't let this fool you: This is not the case - the price for these coins often exceeds their actual value. The market for collector coins is also like that Art market from Trends influenced, which can have a strong impact on the price.
  • Bullion coins are usually minted in large numbers and their value is determined almost exclusively by the Value of the precious metal. But sometimes their value also fluctuates. Investing in investment coins is only recommended when the price of gold or silver is low. As precious metal prices recover, the price rises Value of the collection - and thus the return. Coins as an investment So it's only worth it if you don't have to rely on the money in the long term.